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SaaS · New York

SaaS Product Development Company in New York, built to ship.

The first ten users and the ten-thousandth need different architecture, and the gap between them is where most SaaS products stall. We design and build multi-tenant systems with subscription billing and infrastructure that carries you across that gap without a rewrite. From MVP to enterprise-ready platform, a dedicated team owns the codebase with you. You scale, we keep it sound. New York runs on Eastern Time, which is 9.5 hours behind India Standard Time, so the practical daily overlap is your morning India team meeting your end of business day in NY, which we run as an async-first workflow with a fixed live window for standups and reviews.

Free scope and estimate in 24 hours. No pitch, no obligation. You own the code and IP, and we sign an NDA on request. Privacy Policy.

Rated 4.9 stars across 24+ client projectsYou own 100% of the code and IP. NDA on request.

New York market

New York City is the second largest tech hub in the world, anchored by Wall Street fintech, Madison Avenue media and adtech, and a fast growing health tech and AI cluster. With more than 200,000 tech jobs and over 2,000 AI startups inside the city, demand for custom software, trading platforms, and consumer apps runs deep across finance, media, and retail. Geminate Solutions partners with NYC founders and product teams that need an engineering team to build and ship without the local hiring crunch.

Local signal: New York City captured 30 percent of all US fintech investment in 2024, with the sector reaching 6.71 billion USD in deal value, and the city hosts over 2,000 AI startups employing more than 40,000 AI professionals.

FinTech and financial servicesMedia, advertising and adtechHealthTech and life sciencesRetail and e-commerceAI and machine learning

4.9★

Client rating across 24+ projects

250K+

daily active users on apps we built

10M+

requests per minute handled

50+

products shipped worldwide

The problem

One customer's data showed up in another customer's account.

Multi-tenancy is a decision made in week two that gets tested in year two. A shared schema with a tenant column is fast to build and one missing WHERE clause away from a breach. Per-tenant isolation costs more up front and is the reason an enterprise buyer signs.

A single cross-tenant leak between paying customers is the kind of incident that ends a contract and a reference at the same time.

What we build

SaaS Product Development for New York teams, end to end

01

Multi-tenant SaaS platforms with tenant data isolation via row-level security or schema-per-tenant

02

Subscription and usage-based billing built on Stripe, with proration, invoicing, and dunning for failed payments

03

Role-based access control, team workspaces, and granular admin panels

04

API-first backends with documented REST or GraphQL endpoints and webhooks for integrations

05

Auto-scaling cloud infrastructure with CI/CD pipelines, monitoring, and alerting

06

Enterprise SSO through SAML 2.0 and OAuth 2.0 with audit logging

Your time zone

New York runs on Eastern Time, which is 9.5 hours behind India Standard Time, so the practical daily overlap is your morning India team meeting your end of business day in NY, which we run as an async-first workflow with a fixed live window for standups and reviews.

Your IP, your code

Every Geminate Solutions engagement is covered by a signed NDA and a clear contract assigning full IP ownership of the code to you, and all collaboration runs in fluent business English across daily standups and documentation.

Priced in USD

Transparent, milestone-based, scoped on a free call. No hidden costs and no lock-in.

SaaS

The decisions saas product development actually turns on

Multi-tenant products where billing and isolation are the architecture.

Tenancy is decided once

Shared schema with a tenant column, schema per tenant, or database per tenant. It determines cost, isolation, noisy-neighbour behaviour and what happens when one customer demands their data in its own region. Changing it later is a migration of everything.

Billing is a subsystem, not a Stripe integration

Proration, mid-cycle upgrades, seat changes, trials, dunning, tax and the credit note nobody planned for. Most SaaS teams underestimate this by an order of magnitude, and revenue bugs are the ones customers notice fastest.

Roles arrive whether or not they were in the brief

Admin and member becomes admin, member, billing-only and read-only auditor within a year. A permission model that assumed two roles has to be rewritten in every query, so assume the fourth role now.

The onboarding path is the product

Time to first meaningful action predicts retention more reliably than any feature. It is worth instrumenting from day one, because you cannot improve the number you did not record.

Compliance in United States

How does SaaS Product Development stay compliant with CCPA / CPRA in New York?

New York companies build under a sector and state patchwork led by California's CCPA and CPRA, overseen by the California Privacy Protection Agency, alongside state AGs and the FTC. We design every saas engagement to respect those rules from day one, not as a checklist bolted on at the end. There is no single federal privacy law, so we map your build to the states you operate in, plus HIPAA for health data or PCI DSS for payments where they apply.

Who regulates you

the California Privacy Protection Agency, alongside state AGs and the FTC. regulated US products often need HIPAA, SOC 2, or PCI DSS controls, which we scope into the architecture rather than retrofit.

Where your data lives

You pick the hosting region. When residency rules or a United States contract require it, we deploy inside your jurisdiction and you hold the cloud accounts.

What you own

100% of the source code and IP, transferred under contract, with an NDA and a data processing agreement signed before anything is shared.

Proof we can do this at scale: the products we have shipped run at 250K+ daily active users and have handled 10M+ requests per minute, across 50+ products rated 4.9 stars over 24+ client projects. Security and data handling are part of how we build, not an afterthought.

FAQ

SaaS Product Development in New York, answered

Can you build an MVP for my SaaS idea and scale it later?
Yes. We build SaaS MVPs that can take real money on day one, with multi-tenant architecture and Stripe billing in place so you can onboard paying customers from launch. The same dedicated team then extends the product as you add analytics, team features, and an API.
How do you handle multi-tenancy and tenant data isolation?
We isolate tenant data at the database level using row-level security or a schema-per-tenant approach, chosen to fit your security and performance needs. This keeps each customer's data separated while the application still shares infrastructure efficiently.
Do you have experience building toward SOC 2 and enterprise security requirements?
SOC 2 Type II is the bar we build to, with documented security controls, encryption at rest and in transit, access management, and a complete record of who touched what. We also implement enterprise SSO with SAML 2.0 and OAuth 2.0 and GDPR-ready data export and deletion workflows so enterprise buyers clear their checklist.
How do working hours line up between a New York team and an India based development partner?
India Standard Time is 9.5 hours ahead of New York Eastern Time, so the natural overlap is your morning against our late afternoon. We schedule live standups and demos inside that window and run the rest of the build async, which means work continues on your project after your office closes and you wake up to progress.
Is offshore software development from India more cost effective than hiring locally in New York?
New York carries some of the highest engineering salaries and office costs in the United States, so partnering with an India based team like Geminate Solutions typically gives you senior product talent at a meaningfully lower total cost. We scope the exact figure for your project on a short call so it maps to your real requirements.
How do you handle CCPA / CPRA and data protection for New York clients?
New York businesses fall under a sector and state patchwork led by California's CCPA and CPRA, overseen by the California Privacy Protection Agency, alongside state AGs and the FTC. There is no single federal privacy law, so we map your build to the states you operate in, plus HIPAA for health data or PCI DSS for payments where they apply. Before any data is shared we sign an NDA and a data processing agreement, and regulated US products often need HIPAA, SOC 2, or PCI DSS controls, which we scope into the architecture rather than retrofit.
Where will our data and code be hosted if we build with you from New York?
You choose the region. We default to a cloud setup that satisfies CCPA / CPRA obligations, and when residency rules or a United States contract require it, we host inside your jurisdiction. You keep full ownership of the source code, the data, and the infrastructure accounts at all times.
How much does SaaS Product Development cost in New York?
Every saas project is scoped on a free call rather than sold as a fixed package, and most engagements start with a paid pilot sprint so you see the work before you commit. You get a clear number in USD before anything starts.
Do we own the code?
Yes, completely. The code, the project, and the content are handed to you. You hold the keys, not us. We sign an NDA before you share anything.
How long does it take?
Most builds go live in two to four weeks. Larger products with a custom backend or migration take longer, and you get a firm timeline before any work begins.

Start in New York

Get a free project estimate

Tell us what you want to build. A senior engineer sends a clear scope and estimate within 24 hours. No pitch, no obligation.

Rated 4.9 across 24+ client projectsReply within 24 hours

Prefer to talk? yash@geminatesolutions.com

A senior engineer replies within 24 hours with a scope and estimate. Free, no pitch, no obligation. You own the code and IP, NDA on request. Privacy Policy.

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